Our mission

We are making finance better for everyone

Meet our founders

Monit was founded in early 2022 by Rizki Aditya, a software engineer. While helping his brother setting up an online business remotely, he discovered that the biggest challenge was opening a business checking account and applying for a corporate card in Indonesia.


Later, he reconnected with his old friend, Christian Panjaitan, and convinced him to join the venture believing his expertise at British Petroleum (BP) in finance and operations can bring value to the company


"All the tools we use to run a business have changed a lot, but business finance hasn’t really kept up. Just think how fixing that could speed up entrepreneurship"


Rizki Aditya, founder

Monit was founded in early 2022 by Rizki Aditya, a software engineer. While helping his brother setting up an online business remotely, he discovered that the biggest challenge was opening a business checking account and applying for a corporate card in Indonesia.


Later, he reconnected with his old friend, Christian Panjaitan, and convinced him to join the venture believing his expertise at British Petroleum (BP) in finance and operations can bring value to the company


"All the tools we use to run a business have changed a lot, but business finance hasn’t really kept up. Just think how fixing that could speed up entrepreneurship"


Rizki Aditya, founder

Monit was founded in early 2022 by Rizki Aditya, a software engineer. While helping his brother setting up an online business remotely, he discovered that the biggest challenge was opening a business checking account and applying for a corporate card in Indonesia.


Later, he reconnected with his old friend, Christian Panjaitan, and convinced him to join the venture believing his expertise at British Petroleum (BP) in finance and operations can bring value to the company


"All the tools we use to run a business have changed a lot, but business finance hasn’t really kept up. Just think how fixing that could speed up entrepreneurship"


Rizki Aditya, founder

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Meet our team

We're a small team based in Jakarta, Indonesia

Meet our investors

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Get started in just 5 minutes

Once you sign in to the platform, you can create cards in just a few clicks!

Get started in just 5 minutes

Once you sign in to the platform, you can create cards in just a few clicks!

Get started in just 5 minutes

Once you sign in to the platform, you can create cards in just a few clicks!

Monit is a technology company, not a bank.

Debit account is provided by partner bank, Member LPS. Deposit insurance covers the failure of an insured bank.

The Monit Mastercard® Virtual and Physical Card are issued in Indonesia and by partner bank, Member LPS

Payment services are provided by multiple payment providers, licensed by Bank of Indonesia

To receive cashback, your card transactions must first be settled by the merchants. Please note that some merchants may take longer to settle.

Copyright © Monit. All rights reserved.

Monit is a technology company, not a bank.

Debit account is provided by partner bank, Member LPS. Deposit insurance covers the failure of an insured bank.

The Monit Mastercard® Virtual and Physical Card are issued in Indonesia and by partner bank, Member LPS

Payment services are provided by multiple payment providers, licensed by Bank of Indonesia

To receive cashback, your card transactions must first be settled by the merchants. Please note that some merchants may take longer to settle.

Copyright © Monit. All rights reserved.

Monit is a technology company, not a bank.

Debit account is provided by partner bank, Member LPS. Deposit insurance covers the failure of an insured bank.

The Monit Mastercard® Virtual and Physical Card are issued in Indonesia and by partner bank, Member LPS

Payment services are provided by multiple payment providers, licensed by Bank of Indonesia

To receive cashback, your card transactions must first be settled by the merchants. Please note that some merchants may take longer to settle.

Copyright © Monit. All rights reserved.