"Monit streamlines our financial operations across multiple properties. The control and visibility it provides is invaluable for our business."
Vania Santoso
Head of Marketing, Ciputra Group
Business Account
•••• •••• 4521
Total Balance
IDR 248.750.000
+IDR 4.125.000 yield this month
Recent transactions
Google Ads
Marketing
-IDR 15.000.000
AWS Invoice
Infrastructure
-IDR 8.450.000
Slack
Software
-IDR 3.200.000
Office Supplies
Admin
-IDR 1.250.000
Monit is a technology company, not a bank. GIRO accounts are provided by PT Bank Digital BCA and regulated by OJK and BI. BCA Digital is a member of LPS (Lembaga Penjamin Simpanan)
Enjoy ~2% yield
Maximize your idle cash with competitive interest rates. Your balance works for you, earning returns while staying accessible for daily operations.
Create virtual cards
Issue unlimited virtual cards instantly for your team. Perfect for online subscriptions, digital advertising, and secure online payments.
Request physical cards
Order physical debit cards for your employees with custom spending limits and merchant controls. Delivered to your office within days.
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Trusted by growing businesses
See how businesses use Monit to manage operations and spending with more control.
"As a growing agritech startup, Monit helps us manage expenses efficiently. The seamless integration with our accounting system saves us countless hours."
Anggara Jati
Cofounder, Agrinesia
"Monit's virtual cards have revolutionized how we manage vendor payments and subscriptions. We can instantly create and control cards for each expense category."
Teguh Riyanto
Finance Lead, Astro
Alterra
"Monit's business giro gives Alterra the flexibility to manage complex operations with virtual and physical cards in one place."
Alterra team
Business account customer, Alterra
Monit Business Giro vs Traditional Giro
| Benefit | Monit Business Giro | Traditional Giro |
|---|---|---|
| Faster account opening | Open an account in less than a week online | Lengthy and manual application processes involving paperwork and in-branch visits. |
| Yield | Enjoy up to 2% yield on your balance | 1%-1.75% p.a., depending on bank policies and balance tiers. |
| Cashback | Enjoy 0.5% cashback on every Card transaction for the first month. | No transactional cashback or spending incentives. |
| Local transfer* | IDR 2,000 | IDR 2,500 |
| Virtual card | Instant virtual corporate cards for online payments and SaaS subscriptions. | No built-in virtual card |
| Physical card | Order and get physical cards in less than a week | Lengthy approval process for physical cards, typically taking 14 business days, excluding delivery time. |
| Spend control | Control how your card is used, set limits and rules to stay secure | No spend control, call the support if something goes wrong with your card |
| Expense Management | Real-time expense tracking and centralized visibility. | Manual expense tracking and reconciliation. |
*)only applicable on Monit Dashboard
Instantly create virtual and physical cards
Issue unlimited virtual cards instantly for online payments and subscriptions. Need physical cards for your team? Request them with custom spending limits and merchant controls — delivered 2 days.
Learn more about business cards
Multi-Account
Separate budgets, full control
Create multiple accounts for different teams, projects, or cost centers. Keep budgets separate while maintaining full visibility from one dashboard.