Monit's smart cards provide finance teams with complete spending visibility through real-time tracking and automated reporting.
Instant virtual cards
Real-time transactions

Issue virtual or physical cards instantly for any team member. Set spending limits, lock cards to specific merchants, and choose between single-use or recurring cards—all tailored to your business needs.
Every purchase shows up instantly. Your team spends, you see it in real time. No more waiting for monthly statements or chasing receipts at the end of the month.
Transactions flow directly into your accounting system. No manual data entry, no reconciliation headaches. Your books stay up to date automatically.
| Monit card | Traditional corporate card | |
|---|---|---|
| Visibility | View transactions in real-time and instantly flag anything that seems off. | Review transactions in a monthly statement, which can delay spotting potential issues. |
| Control | Assign personalized spending limits to each card and adjust them effortlessly as needed. | The card balance matches the account balance, providing unrestricted access to funds. |
| Card management | Instantly issue virtual or physical cards and freeze them with a single click. | Issuing a card involves a lengthy application process and extensive paperwork. |
| Support | Responsive customer support accessible through chat, email, or phone. | Extended wait times for assistance when quick answers are crucial. |
Create virtual cards in seconds for online payments. Generate unique card numbers for each vendor, freeze them instantly if needed, and keep your main account protected.
Use cases:
Online software subscriptions
Digital advertising campaigns
Cloud services and hosting
One-time online purchases

Physical cards for in-person spending. Same controls as virtual cards—set limits, track in real time, and freeze instantly if lost. Use anywhere credit cards are accepted.
Use cases:
Business travel and accommodation
Team meals and entertainment
Office supplies and equipment
Gas and transportation


Empower your team to pay at millions of merchants with QRIS. No more petty cash or expense claims—just scan, pay, and track everything in real-time with complete spending control.
Learn more about QRIS paySee how businesses are transforming their payment operations with Monit

Biensi
Challenge
Biensi struggled with traditional corporate cards for their advertising spend, facing security concerns and difficulty tracking expenses across multiple ad platforms.
Solution
With Monit's virtual cards, Biensi can now instantly create separate cards for each ad platform, set spending limits, and track ad expenses in real-time with complete control and security.
Once you sign in to the platform, you can create cards in just a few clicks!
Get started