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Business Debit Card

Empower your employees with Monit cards

Monit's smart cards provide finance teams with complete spending visibility through real-time tracking and automated reporting.

Instant virtual cards

Real-time transactions

Business debit card

Trusted by growing companies

Evermos
Wagely
Nanovest
Torch
Ciputra
Audy
Zap
Kami

How Monit's smart debit card works

Create card instantly

Issue virtual or physical cards instantly for any team member. Set spending limits, lock cards to specific merchants, and choose between single-use or recurring cards—all tailored to your business needs.

Track in real-time

Every purchase shows up instantly. Your team spends, you see it in real time. No more waiting for monthly statements or chasing receipts at the end of the month.

Close book faster

Transactions flow directly into your accounting system. No manual data entry, no reconciliation headaches. Your books stay up to date automatically.

Monit card vs traditional corporate card

Monit cardTraditional corporate card
VisibilityView transactions in real-time and instantly flag anything that seems off.Review transactions in a monthly statement, which can delay spotting potential issues.
ControlAssign personalized spending limits to each card and adjust them effortlessly as needed.The card balance matches the account balance, providing unrestricted access to funds.
Card managementInstantly issue virtual or physical cards and freeze them with a single click.Issuing a card involves a lengthy application process and extensive paperwork.
SupportResponsive customer support accessible through chat, email, or phone.Extended wait times for assistance when quick answers are crucial.

Choose the right card for every need

Virtual card

Instant cards for online spending

Create virtual cards in seconds for online payments. Generate unique card numbers for each vendor, freeze them instantly if needed, and keep your main account protected.

Use cases:

Online software subscriptions

Digital advertising campaigns

Cloud services and hosting

One-time online purchases

Virtual card
Physical card

Real cards for everyday business spending

Physical cards for in-person spending. Same controls as virtual cards—set limits, track in real time, and freeze instantly if lost. Use anywhere credit cards are accepted.

Use cases:

Business travel and accommodation

Team meals and entertainment

Office supplies and equipment

Gas and transportation

Physical card
QRIS Pay

Pay with QRIS everywhere in Indonesia

Empower your team to pay at millions of merchants with QRIS. No more petty cash or expense claims—just scan, pay, and track everything in real-time with complete spending control.

Learn more about QRIS pay

What our customers say

See how businesses are transforming their payment operations with Monit

Biensi

Biensi

Virtual cards transform ad spending management

Challenge

Biensi struggled with traditional corporate cards for their advertising spend, facing security concerns and difficulty tracking expenses across multiple ad platforms.

Solution

With Monit's virtual cards, Biensi can now instantly create separate cards for each ad platform, set spending limits, and track ad expenses in real-time with complete control and security.

Get started in just 5 minutes

Once you sign in to the platform, you can create cards in just a few clicks!

Get started